Terms and Conditions for Website Use
These terms and conditions set out the guidelines and rules for using Praelovia, applicable to all visitors and users in Malaysia. Please read them carefully before engaging with our website or content.
Last updated December 28, 2025
Acceptance of Terms
Accessing and using Praelovia constitutes your full acknowledgement and agreement to abide by these terms. If you do not accept any condition, you should refrain from using our services and website content. We reserve the right to update these terms as needed.
Key Definitions
The following terms help clarify roles and expectations across our site.
'User': Anyone accessing, viewing, or interacting with our website, content, or services.
'Content': Any articles, blog posts, text, images, or other materials provided on Praelovia.
'Personal Data': Information that identifies you as defined by Malaysia's Personal Data Protection Act (PDPA).
'We'/'Us': Refers to Praelovia as the service provider.
Use of Our Services
Our platform is designed for Malaysian residents to read and explore financial and investment-related topics. You must comply with all applicable national laws when using our site.
Eligibility
You must be at least 18 years old and legally permitted to use this website under Malaysian law to access our content and services.
No use by those under 18
User Responsibilities
All users are required to respect site rules and act in accordance with applicable regulations.
Prohibited Uses
Certain actions are strictly forbidden on this site.
Intellectual Property Rights
All content, graphics, and trademarks presented on Praelovia remain our exclusive property or are used with proper authorizations. You may use them for personal reference only and must not reproduce or modify any materials for commercial purposes without written approval.
User-Generated Content
You remain responsible for any content you submit, post, or share on Praelovia or its forums. Please ensure your contributions follow local guidelines.
Rights Over Submitted Content
By submitting content, you grant us a non-exclusive license to use, display, or share it in accordance with our policies.
User Privacy and Protection
We protect your information in compliance with Malaysia’s PDPA and our privacy policy. Please refer to our privacy policy page for details on handling personal data.
See privacy policyDisclaimers and Limitations
Please read carefully—our content is for informational purposes. No guarantees are made.
General Disclaimer
The material on Praelovia is not tailored financial advice or a solicitation for any product. Results may vary, and past performance doesn't guarantee future results.
Limitation of Liability
We provide content for general guidance. We are not liable for any direct or indirect losses, damages, or actions taken based on information available here.
Indemnification
You agree to indemnify us against claims, losses, or liabilities arising from unlawful actions, breaches, or misuse of our website.
Governing Law and Dispute Resolution
Any disputes related to these terms are under Malaysian jurisdiction.
Arbitration
Disputes unresolved amicably will proceed to arbitration under Malaysian law.
Legal remedies remain available as permitted by Malaysian law.
Online Dispute Resolution
For issues arising from these terms, you may seek online resolution or direct contact with our team.
Review your privacy rightsSeverability
If any part of these terms is invalid, the remainder continues to apply.
Entire Agreement Statement
These terms form the complete agreement between you and us regarding website use.
Applicable Law and Jurisdiction
Malaysia’s laws govern these terms and any use of Praelovia.
Termination
We may restrict or terminate access to any user violating these terms or engaging in unlawful conduct.
Changes
Terms may be updated periodically. Continued use signals acceptance of revised conditions.
How to Contact Us
Please get in touch with any questions or for clarifications on these terms.
Contact email: content@praelovia.com
Phone: +60 5-212 0716
Address: Mercu 2, Jalan Yap Kwan Seng, Kuala Lumpur 50450 Malaysia
Effective from: December 28, 2025
Version: 2.7